The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Related Content Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.